| About LBYM | Introduction | Useful links | Contact me |
This website has been set up to gather together ideas and resources on how to LBYM. People LBYM for many reasons. Some people want ideas to live on a tight income, deal with a temporary income reduction, reduce expenditure in order to pay off debts, or increase their ability to save.
Whatever your reason for LBYM, some of the ideas on this website may not suit you and your life style. Thats fine, its all about prioritising what you want versus what you need, and striking a balance that suits you. Take or leave any suggestions that you find here, its up to you.
"Annual income twenty pounds, annual expenditure nineteen nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery." - Mr Micawber, Charles Dickens' David Copperfield.
The old adage is true - look after the pennies and the pounds will look after themselves!